Boilermaker Insurance
Coverscope arranges boilermaker insurance built around structural welding, shutdown and mine-site risk.
Call Us: 1300 900 207
GET A QUOTE
Complete the form to request a QUOTE. Call us at 1300 900 207 for an immediate response.
Boilermaking Is High-Risk Work
Welding, cutting and fabricating metal at height, in confined spaces or on client sites carries real exposure to injury, fire and property damage, and the products you build can create liability years after the job is finished.
Coverscope arranges boilermaker insurance built around this risk profile. We are qualified brokers who understand structural welding, shutdown and mine-site work, and the difference between a public liability claim and a products liability claim.
What Does Boilermaker Insurance Cover?
The most commonly included cover sections are as follows:
The most commonly included cover sections are as follows:
- Public Liability: Injury to a third party or damage to their property, the cover most often requested by builders and site principals before you start.
- Products Liability: A defect in something you’ve fabricated or supplied, such as a pressure vessel or structural steel member, if it fails after the job is complete.
- Tools and Equipment: Welders, grinders, gas bottles, generators and other portable equipment against loss, theft or damage.
- Professional Indemnity: Design input, specifications or engineering advice, separate from the physical fabrication work itself.
- Commercial Motor: Utes, vans, trailers and fleet vehicles used to transport tools, materials and crew between sites.
- Contract Works: Work in progress and materials on site during installation, relevant for structural steel or fabricated items on a larger construction contract.
- Industrial Special Risks: Material damage and business interruption for larger fabrication workshops running CNC equipment, laser cutters or hydraulic presses.
Who Needs Boilermaker Insurance?
- Sole Trader and Subcontract Boilermakers
- Structural or Pressure Vessel Fabricators
- Boilermaking Businesses With Employees or Apprentices
- Fabrication Workshops Supplying Industrial and Commercial Clients
- Mine Shutdown and Power Station Contractors
- Heavy Industrial Fabrication Contractors
- Boilermakers Who Also Provide Design or Engineering Advice
5 Star Google Reviews
We are proud to provide trusted business insurance solutions, backed by 5-star Google reviews. Experience peace of mind with coverage tailored to your needs and exceptional customer service you can rely on.
What Occurrence-Basis Cover Means
The Policy in Place When the Damage Happened
Products Liability is written on an occurrence basis: the policy in place when the damage happened is the one that responds, even if the claim surfaces years later. This is different from a claims-made policy, which responds based on when the claim is lodged, not when the incident occurred.
Why This Matters for Boilermakers
Structural Failures Can Surface Years Later
Under Australian Consumer Law (ACL), claims over a fabricated product can generally be brought up to three years after a defect becomes apparent, within a ten-year window of supply. Keeping continuous cover matters more for boilermakers than most other trades, since a structural failure might not show up until well after the job is finished.
Your Trusted Business Insurance Partners, Wherever You Are
For immediate response please give us a call.
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Find The Right Cover
Complete the form to request a QUOTE. Call us at 1300 900 207 for an immediate response.
Boilermaker Cover Types Explained
Public Liability Insurance
Covers you if your work causes injury to a third party or damage to their property. This is the most commonly required cover for boilermakers, and the one most often requested by builders and site principals before you’re allowed to start work.
Products Liability Insurance
Covers claims arising from a defect in something you’ve fabricated or supplied, such as a pressure vessel, tank, bracket or structural steel member, if it fails after the job is complete. This exposure can surface well after handover, which is why the timing of your cover matters (see “Occurrence versus claims-made” below).
Tools and Equipment Insurance
Covers your welders, grinders, gas bottles, generators and other portable equipment against loss, theft or damage. Most policies only respond to theft following forced or violent entry. Cover for theft without forced entry is available but comes at a higher premium.
Professional Indemnity Insurance
Applies if you provide design input, specifications or engineering advice, separate from the physical fabrication work itself. A products liability claim responds to a fabrication defect; a professional indemnity claim responds to an error in the advice or design behind it.
Commercial Motor Insurance
Covers utes, vans, trailers and fleet vehicles used to transport tools, materials and crew between sites.
Contract Works Insurance
Covers work in progress and materials on site during installation, relevant if you install structural steel or fabricated items as part of a larger construction contract.
Industrial Special Risks Insurance
Relevant for larger fabrication workshops with significant plant such as CNC equipment, laser cutters or hydraulic presses. Covers material damage and business interruption, worth discussing if replacing your machinery would take months rather than weeks.
What Usually Isn’t Covered?
Exclusions, excesses and limits vary between insurers. Common exclusions include:
- Faulty Workmanship: The cost of rectifying your own work isn’t covered.
- Damage to Your Own Product: Generally excluded, separate from the workmanship question.
- Claims by Employees: Sit with workers’ compensation, not public liability.
- Registered Motor Vehicle Claims: Usually excluded from public liability, need commercial motor cover instead.
- Theft Without Forced Entry: Tools missing from an unlocked ute or open site with no sign of forced entry generally aren’t covered.
- Hot Works Conditions: Many policies require following a hot works permit process; skipping this can affect a claim.
- Undeclared Mine, Shutdown or Underground Work: Excluded unless disclosed to your broker upfront, even if only occasional.
Is public liability insurance compulsory for boilermakers in Australia?
It isn’t set by law in most states, but principal contractors, builders and mine operators will almost always require it as a condition of getting on site.
Are my tools covered if they're stolen from my work vehicle overnight?
Only if there’s evidence of forced or violent entry, unless you’ve arranged extended cover for theft without forced entry.
Does boilermaker insurance cover faulty workmanship?
No. Public and products liability policies generally exclude the cost of rectifying your own faulty work.
What's a certificate of currency and how quickly can Coverscope provide one?
It’s a document confirming your insurance is current, often requested by builders or site principals before you start work. Once your policy is in place, Coverscope can issue this promptly.
Get in Touch
Simply fill in the form below and we’ll be in touch shortly, or feel free to call and tell us about your specific requirements.
-
Suite 10B, Level 10, 2 Corporate Court, Bundall QLD 4217
-
PO Box 7005, Mount Crosby QLD 4306
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Please complete the form to submit an enquiry.
