Business Insurance
Quick Quote
What is business insurance?
A business takes years to build – but an accident or disaster could destroy it all in minutes. That’s why businesses should help protect themselves with a quality business insurance pack.
With the right cover in place, owners can run their businesses with confidence, knowing that their premises, stock and equipment are protected by insurance.
Who should consider it?
Did you know?
$38 billion per year is the amount natural disasters are costing the Australian economy.
%
40% of SMEs buy their insurance through a broker.
top risks
Business interruption and Cyber incidents were considered the top risks facing Australian businesses in 2022.
(KPMG General InsuranceInsights, December 2021)
Call For a Quote:
1300 900 207
What can it cover?
Business insurance packs can offer general protection for a business, which may include cover against:
Property Damage
Business Interruption
Covers loss of income and turnover following insured damage to property and additional costs and expenses incurred during a claim.
Theft
Money
Public or Products Liability
Glass
For replacing glass inside or outside your premises, including your shop front windows, mirrors or display cases.
Transit
Electronic Equipment Breakdown
Machinery Breakdown
General Property
Tax Audit
Employee Dishonesty
What usually isn’t covered?
Exclusions, and the excess you need to pay, and limits of liability
can vary greatly depending on your insurer and the requirements of your business.
Case Study
Rohan’s business insurance covers the cost of the renovations. And, because he has business interruption insurance, he receives a payout to cover the income lost while he’s unable to trade.