Business Insurance
Business insurance protects the equipment and machinery you rely on. It also helps safeguard you, your employees, and the public from risks you face as a business owner.
Get a FREE QUOTE
Complete the form to request a FREE QUOTE. Call us at 1300 900 207 for immediate response.
What is business insurance?
Building a business takes years, but a single accident or disaster could wipe it out in minutes. That’s why having a solid business insurance pack is essential.
With the right cover, business owners can operate with confidence, knowing their premises, stock, and equipment are protected.
Who should consider it?
Business owners can benefit from taking out affordable and comprehensive business insurance packs to help protect them against the main risks involved in running a business. This includes:
- Retailers & Shop Owners
- Contractors & Tradespeople
- Professional Service Providers
- Hospitality & Food Service Businesses
- Manufacturers & Wholesalers
- Startups & Small Businesses
What Does Business Insurance Cover?
Business insurance packs can offer general protection for a business, which may include cover against:
-
Property Damage
Repair or replacement of property damaged.
-
Business Interruption
Covers loss of income and turnover following insured damage to property and additional costs and expenses incurred during a claim.
-
Theft
Protection against loss from theft.
-
Money
Loss of money.
-
Public or Products Liability
Your liability to pay compensation for personal injury and property damage as well as the costs involved in defending a claim triggered by the policy.
-
Transit
For stock that is in transit on the road, in the air or by sea.
-
Glass
For replacing glass inside or outside your premises, including your shop front windows, mirrors or display cases.
-
Electronic Equipment Breakdown
For repairing or replacing electronic equipment that breaks down.
-
Machinery Breakdown
Cover for costs associated with machinery breakdown.
-
General Property
To cover your tools of trade, including laptops and tools that you use for your profession or trade.
-
Tax Audit
To cover the costs of being audited by the ATO.
-
Employee Dishonesty
Direct financial loss of the business caused by the dishonest or fraudulent conduct of an employee which is first discovered during the period of insurance.
Did you know?
38
(Special report: Update to the economic costs of natural disasters in Australia, Australian Business Roundtable for Disaster Resilience & Safer Communities, 2021)
40
(Vero 2021 SME Insurance Index)
Top Risks
Business interruption and Cyber incidents were considered the top risks facing Australian businesses in 2022.
(KPMG General InsuranceInsights, December 2021)
Your Trusted Business Insurance Partners, Wherever You Are
For immediate response please give us a call.
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Get a FREE QUOTE
Complete the form to request a FREE QUOTE. Call us at 1300 900 207 for immediate response.
5 Star Google Reviews
We are proud to provide trusted business insurance solutions, backed by 5-star Google reviews. Experience peace of mind with coverage tailored to your needs and exceptional customer service you can rely on.

Case Study
Rohan owns a shop in the city. One night a water pipe bursts, flooding the building and damaging his stock. Even worse, the building must be evacuated and renovated to repair all the water damage. This means that Rohan is unable to trade for six weeks.
Rohan’s business insurance covers the cost of the renovations. And, because he has business interruption insurance, he receives a payout to cover the income lost while he’s unable to trade.
What usually isn’t covered?
Exclusions, and the excess you need to pay, and limits of liability
can vary greatly depending on your insurer and the requirements of your business.
Our Partners






















Get in Touch
Simply fill in the form below and we’ll be in touch shortly, or feel free to call and tell us about your specific requirements.
-
PO Box 7005, Mount Crosby QLD 4306
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Please complete the form to submit an enquiry.