Public Liability Insurance for Australian Businesses
Protect Your Business with Public Liability Insurance – safeguarding you against claims for injury, property damage, and legal expenses.
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Complete the form to request a FREE QUOTE. Call us at 1300 900 207 for immediate response.
What is public liability insurance?
Public Liability Insurance covers the costs of legal action and compensation claims against your business if a third party is injured or their property is damaged while at your business premises or when you are working on their property.
Public Liability Insurance is essential for businesses that interact regularly with the public, clients, or customers.
Who needs public liability insurance?
Public Liability Insurance is essential for many businesses across different industries. Whether your business operations involve direct contact with the public, on client properties or even public spaces, this insurance protects against the financial repercussions of accidents and injuries. Public Liability Insurance is recommended for:
- Retailers & Shop Owners
- Tradespeople & Contractors
- Event Organisers & Entertainment Providers
- Consultants & Freelancers
- Fitness & Sports Instructors
- Hospitality Operators
What Does Public Liability Insurance Cover?
Public Liability Insurance offers a safety net against a variety of incidents that can occur in the course of your business operations. It is designed to protect your business financially from claims made by third parties for injuries or damages they have suffered as a direct result of your business activities. The main areas covered:
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For immediate response please give us a call.
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Get a FREE QUOTE
Complete the form to request a FREE QUOTE. Call us at 1300 900 207 for immediate response.
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Need A Public Liability Insurance Quote?
Protect your business with Public Liability Insurance. Reach out today to discuss your needs and get a comprehensive policy tailored just for you. Public Liability Insurance is not just a precaution; it’s an essential part of running a safe and responsible business.
Coverscope tailors insurance solutions so you can focus on what you do best—running your business—while we handle the risks. Need more information? Our expert insurance brokers are ready to help.
Personal Injury
If somebody is wrongfully injured by your actions or your product, public and products liability insurance can cover you for your liability to pay damages to the claimant.
Property Damage
If property is damaged due to your actions or your product, public and products liability insurance can cover you for your liability to pay damages to the claimant.
Advertising Injury
Liability arising out of advertising carried out by or on behalf of the insured.
Case Study
The offshore manufacturer of George’s sunscreen accidentally contaminates the product with chemicals that cause customers to break out in a painful rash.
They file a class suit against George to compensate them for the injury.
Luckily, George’s policy covers him for the costs of going to court and the damages awarded to the customers.
What usually isn’t covered?
Exclusions, the excess you need to pay and limits of liability can vary greatly depending on your insurer.
Policies generally won’t include cover for:
- Cost of rectifying faulty workmanship
- Damage to your own product
- Claims by employees
- Claims arising out of the use of a registered motor vehicle
- Claims related to asbestos
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Get in Touch
Simply fill in the form below and we’ll be in touch shortly, or feel free to call and tell us about your specific requirements.
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PO Box 7005, Mount Crosby QLD 4306
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Please complete the form to submit an enquiry.