Insurance For Concrete Contractors
Stay covered on site, on the road, and everywhere in between.
Call Us: 1300 900 207
Get a FREE QUOTE
Complete the form to request a FREE QUOTE. Call us at 1300 900 207 for immediate response.
Insurance for Aussie Concreters
Concrete work isn’t just hard yakka, it’s high risk. Whether you’re laying foundations for a townhouse or pouring slabs for a commercial build, your job comes with potential hazards every day. One wrong move with a pump or mixer, and you could be staring down a costly damage bill, a personal injury claim, or worse, project delays that hit your bottom line.
That’s why we offer insurance built for concreters. Simple, practical, and tailored to the way you work.
Why Concreters Work with Coverscope
-
We get your trade – We know what a day in your boots looks like. And we speak your language – no jargon, just honest advice.
-
Broker-first model – We’re not tied to one insurer. That means we find you the best deal from trusted providers who know construction.
-
Support when you need it – Whether you’re chasing certificates of currency or need help lodging a claim, we’re one call away.
Ready to Lock in Your Cover?
If you’re quoting for a job, starting a new gig, or just had a close call on-site, now’s the time to get covered.
Fill out a quick quote form or call our team – we’ll make it easy for you.
Personalised Quote For Concreters Insurance
Concreters face unique risks on the job, so having insurance tailored to your trade is essential. From accidental property damage to on-site injuries, the right cover protects your business, tools, and financial security.
With over 20 years of experience in the construction industry, Coverscope understands the challenges concreters face. Get in touch with our team for expert advice and a customised insurance quote to keep your business covered.
5 Star Google Reviews
We are proud to provide trusted business insurance solutions, backed by 5-star Google reviews. Experience peace of mind with coverage tailored to your needs and exceptional customer service you can rely on.
What’s Covered?
We don’t believe in cookie-cutter policies. Instead, we work with concreters across Australia – sole traders, small teams, and large-scale operators – to put together cover that makes sense.
Depending on how you run your business, your policy could include:
Public Liability Insurance
Covers injury or damage to others caused by your work, like accidentally cracking a neighbouring wall with your formwork or someone slipping near freshly poured concrete.
Vehicle Cover
From single-cab utes to dual-axle trucks, get cover for business vehicles used to transport gear and crew.
Tools & Equipment Insurance
Protects your tools, including mixers, trowels, lasers, grinders, and more, against theft, loss, or accidental damage. On-site or in the ute.
Contract Works Cover
For concreters involved in larger jobs or projects, it is essential to safeguard against loss or damage during construction.
Your Trusted Business Insurance Partners, Wherever You Are
For immediate response please give us a call.
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Get a FREE QUOTE
Complete the form to request a FREE QUOTE. Call us at 1300 900 207 for immediate response.
How Much Does Concreters Insurance Cost?
The cost of concreters’ insurance in Australia typically starts from around $500 to $1,500 annually, depending on your business size, coverage needs, and risk exposure. Factors such as the type of work you do, whether you subcontract, and the number of employees you have will all influence your premium. At Coverscope, we tailor concreting insurance quotes to suit your specific circumstances, helping you get the right cover without paying for what you don’t need.
Independent Concreters and Sole Traders
If you’re operating independently, even a minor mishap on-site, such as accidental property damage or an injury to a third party, can result in significant financial strain. Concreters’ insurance helps safeguard your livelihood, ensuring you’re not left out of pocket if something goes wrong.
Small to Medium Concreting Businesses
Running a team? Your exposure grows with every additional worker, vehicle, and job site. Insurance can cover tools, equipment, public liability, and even personal accident and injury cover for your employees, depending on your policy. It also demonstrates professionalism and reliability to your clients.
Subcontractors in Construction Projects
If you’re subcontracted under a builder or developer, chances are you’ll be required to hold your own insurance cover before stepping onto the site. Public liability insurance is often non-negotiable, and having your own comprehensive concreters policy in place ensures you’re not only compliant but also covered.
Concrete Finishers and Formworkers
If you specialise in a particular aspect of concreting – like finishing, cutting, or formwork – insurance can be tailored to cover the specific tools you use and the risks tied to your role. This ensures you’re not paying for cover you don’t need, while still protecting against the things that matter most.
Can I pay my insurance premiums monthly?
Yes, many insurers we work with offer monthly payment options through premium funding arrangements. Keep in mind that the total cost may be slightly higher compared to annual payments.
What is a Certificate of Currency, and how do I obtain one?
A Certificate of Currency is a document that confirms your insurance policy is active. It’s often required before starting work on certain sites. Upon policy activation, we can provide this certificate promptly.
Does my insurance cover work outside of concreting tasks?
Coverage typically applies to the specific activities disclosed in your policy. Engaging in tasks outside your declared scope may not be covered. Always inform your insurer about any changes in your business activities.
Does insurance cover my tools if they're stolen from my vehicle?
Yes, provided you have Tools and Equipment Insurance and there is evidence of forced entry into the work site storage or vehicle. It’s important to review your policy details for specific terms and conditions.
Get in Touch
Simply fill in the form below and we’ll be in touch shortly, or feel free to call and tell us about your specific requirements.
-
PO Box 7005, Mount Crosby QLD 4306
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Please complete the form to submit an enquiry.
