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Public liability insurance for handymen

Protect Your Handyman Business

As a handyman, your diverse skills keep homes and businesses running smoothly. However, with varied tasks come unique risks. Ensuring you have the right insurance coverage is crucial to safeguard your livelihood.

Why Do Handymen Need Insurance?

Every job carries potential risks, from accidental property damage to personal injuries. Without proper insurance, you could face significant financial burdens. For instance, if a client trips over your equipment and sustains an injury, you might be held liable for medical expenses and legal fees.

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Why Choose Coverscope for Your Handyman Insurance?

Unlike generic insurance providers, Coverscope understands the unique risks handymen face. We don’t just sell policies, we tailor solutions to protect your business properly. With us, you get:

  • Affordable, industry-specific cover – no paying for extras you don’t need
  • Fast, hassle-free quotes – so you can get covered and back to work quickly
  • Flexible payment options – that suit your cash flow
  • Expert support – from a team that knows handyman insurance inside out
Handyman Insurance Quote

5 Star Google Reviews

We are proud to provide trusted business insurance solutions, backed by 5-star Google reviews. Experience peace of mind with coverage tailored to your needs and exceptional customer service you can rely on.

Coverscope 5 star google reviews
Posted on Google Google
Noel Travers profile picture
Noel Travers
Google star 1Google star 2Google star 3Google star 4Google star 5
I found the whole process of dealing with Coverscope very straightforward. Grant Derksen was very professional from the very first time we spoke. Very glad I chose Coverscope.
Posted on Google Google
James Watson profile picture
James Watson
Google star 1Google star 2Google star 3Google star 4Google star 5
Just know what they doing from start to finish
Posted on Google Google
D Jackson profile picture
D Jackson
Google star 1Google star 2Google star 3Google star 4Google star 5
We just had Grant at Coverscope provide us with a quote for our Strata insurance. He did it all over the phone with speed and efficiency and then fallowed up his verbal quote in writing and few minutes later. His written quote included pricing from various insurers that made comparisons easier. He didn’t hassle us and waited for us to call him back a few days later. He then answered all our questions and concerns relating to the quote. It really couldn’t have been any easier. We can recommend Grant and Coverscope.
Posted on Google Google
Matt Stollery profile picture
Matt Stollery
Google star 1Google star 2Google star 3Google star 4Google star 5
Grant from Coverscope was so helpful in attaining house insurance. Was all set up and paid for in less than a day. Super efficient and quick at replying and responding to his customers/clients. I would recommend to any family or friend, and would use again if required
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Gina Ricardo profile picture
Gina Ricardo
Google star 1Google star 2Google star 3Google star 4Google star 5
Thanks so much to Michael and Jesse for sorting out my business insurance. It was a bit complex and urgent and Michael managed to get us sorted within the business day!! So great to deal with real, genuine, helpful people. Would highly recommend.
Posted on Google Google
Olivia Mackie profile picture
Olivia Mackie
Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent experience with Daniel from start to finish. Quick, efficient, and easy to work with. We received our quote the same day, with multiple options, and saved a substantial amount compared to a larger provider while maintaining the same cover. Extremely grateful for the help.
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Melanie Casley profile picture
Melanie Casley
Google star 1Google star 2Google star 3Google star 4Google star 5
This might be the first review for Grant! So great to have had Grant's insightful and effienent service. He gave me a lot of confidence in Coverscope and at the end of the day... an excellent product for my OC's strata insurance needs.
Posted on Google Google
M B profile picture
M B
Google star 1Google star 2Google star 3Google star 4Google star 5
I've had a hassle free experience with Coverscope. Jasmin has been super helpful in understanding our business needs. She has been very informative and always quick to respond to all queries. Really appreciate all her work!
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Kerri Hansen profile picture
Kerri Hansen
Google star 1Google star 2Google star 3Google star 4Google star 5
What a gem Jasmin was. Spoke with many companies with no glory. Jasmin had me covered no problem within minutes Highly reccomend Thank you so much Jasmin
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Gordon Irons profile picture
Gordon Irons
Google star 1Google star 2Google star 3Google star 4Google star 5
Jasmin was responsive and her attention to detail and understanding our key business requirements was excellent. We were able to secure the right level of insurance cover for our environmental business at commercially competitive rates

Public Liability Insurance For Handymen

Accidents happen. Public liability insurance covers legal and compensation costs if you accidentally damage a client’s property or someone gets injured due to your work. This is often required for contracts and worksite access, making it a must have for any handyman.

Tool and Equipment Insurance

Your tools are your livelihood. If they’re stolen, lost, or damaged, you could be out of work for days or weeks. Coverscope’s tool insurance ensures you can replace them quickly and get back on the job without a major financial setback.

Professional Indemnity Insurance

If a client claims your advice or services led to financial loss, professional indemnity insurance covers legal fees and compensation costs. This is particularly important if you offer recommendations, design solutions, or specialised handyman services.

Contact Us

Why Handymen Trust Coverscope

Coverscope isn’t just another insurance provider, we’re a partner in your success. We make sure you get the right coverage without the confusion or unnecessary costs.

Your Trusted Business Insurance Partners, Wherever You Are

For immediate response please give us a call.

Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.

Get a FREE QUOTE

Complete the form to request a FREE QUOTE. Call us at 1300 900 207 for immediate response.

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Case Study

Jake, a handyman from Sydney, accidentally caused $8,000 in property damage when a shelf he installed collapsed, destroying a client’s TV and sound system. Luckily, he had Coverscope Public Liability Insurance, which covered the damages and legal costs.

Instead of paying out of pocket or losing his reputation, Jake’s claim was handled quickly and stress-free.

Get Your Handyman Insurance Quote Today

The best time to protect your business is before something goes wrong. At Coverscope, we make getting handyman insurance quick, simple, and stress-free so you can stay focused on your work.

How to Get Covered with Coverscope:

  • Get a Quick Quote –  Use our online quote form or speak to one of our experts.
  • Customise Your Policy – Not all handymen need the same cover. We’ll help you choose the right protection
  • Get Covered Instantly – Once you’re happy with your policy, you can get insured on the spot

Is public liability insurance mandatory for handymen?

While not legally required, public liability insurance is highly recommended to cover potential claims from third-party injuries or property damage.​

Can a handyman get insurance for specific tools?

Yes, tool and equipment insurance can cover specific tools against theft, loss, or damage.

What is Income Protection for Handymen?

Income protection for handymen is a type of insurance that provides financial support if you are unable to work due to illness or injury. Since many handymen work for themselves, they do not have access to sick leave or workers’ compensation unless they have the right cover in place. This is where income protection becomes important.

How is the cost of handyman insurance determined?

The cost of handyman insurance depends on several factors, including the type of work you do, whether you have employees, the types and levels of coverage you choose, and your overall risk level. One of our insurance brokers can help personalise a quote to give your specific costs for your situation.

Get in Touch

Simply fill in the form below and we’ll be in touch shortly, or feel free to call and tell us about your specific requirements.

  • Suite 10B, Level 10, 2 Corporate Court, Bundall QLD 4217
  • PO Box 7005, Mount Crosby QLD 4306

Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.

Please complete the form to submit an enquiry.

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