Farm Insurance
Comprehensive Protection for Australian Farmers
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Tailored Insurance for Australian Farmers
The team at Coverscope are dedicated to supporting Australian farmers by providing insurance solutions tailored to the unique challenges of life on the land. With over 20 years of experience in rural and agricultural insurance, we understand that farming is more than a business, it’s your livelihood, your passion, your future.
Our expertise spans the full range of farming operations, from small family run farms to large scale cattle stations. We pride ourselves on offering personalised service and customised policies that cater to the diverse needs of Australian farmers.
Why Choose Coverscope?
Coverscope has extensive knowledge and experience in rural and farm insurance, our experts help protect your farm and ensuring your peace of mind. Here’s why farmers across Australia trust us:
- Customised Policies: Every farm is different, and we take the time to ensure our insurance solutions suit your specific needs, no matter how unique they may be.
- Local Knowledge: Our team understands the risks and opportunities of farming in Australia, from bushfires and drought to the importance of seasonal cycles.
- Fast and Fair Claims: We know that when something goes wrong, you need help quickly. Our claims process is designed to provide fast and fair resolutions so your farm can stay productive.
- Affordable Coverage: Balancing comprehensive protection with competitive pricing is at the core of our service.
- Community Commitment: As a proudly Australian company, we’re invested in the success of rural and regional communities.
Comprehensive Farm Insurance Coverage
Coverscope provides a range of farm insurance options to help you manage risks and protect your livelihood:
Farm Property Insurance
We cover your homestead, sheds, silos, fencing, and other infrastructure against risks such as bushfires, storms, theft, and floods.
Crop Insurance
Protect your crops from damage caused by hail, fire, and other unexpected events, ensuring your hard work doesn’t go to waste.
Livestock Insurance
Coverscope provides coverage for your livestock against risks like theft, accidental injury, and disease outbreaks, so you’re not left in the lurch.
Machinery Breakdown Insurance
Your farm machinery is vital to your operations. We cover equipment such as tractors, harvesters, and irrigation systems against sudden breakdowns and damage.
Farm Liability Insurance
Our liability insurance protects you against legal claims, including injuries to visitors or damage caused to neighbouring properties.
Farm Motor Vehicle Insurance
Whether you’re on the paddock or the road, our motor vehicle insurance provides comprehensive coverage for farm vehicles, including utes, quad bikes, and trucks.
Business Interruption Insurance
Unforeseen events can disrupt your operations, but our business interruption insurance helps cover lost income and additional expenses to keep you afloat.
Optional Add-Ons
Need something extra? We offer tailored coverage options, such as insurance for portable equipment, working dogs, or specialty crops.
Get Started with Coverscope Today
At Coverscope, we’re here to help you protect what matters most. By choosing Coverscope, you’re partnering with a team that understands the risks and rewards of Australian farming.
Contact us today to discuss your farm insurance needs with one of our experienced specialists. We’ll create a policy that provides the coverage you need to operate with confidence rain, hail, or shine.
Coverscope – Supporting Australian farmers, every step of the way.
How much does farm insurance cost?
The cost of farm insurance depends on various factors, including the size of your farm, the type of farming you do, the value of your property and equipment, and the level of coverage you require. A tailored policy ensures you only pay for what you need.
Does farm insurance cover working dogs?
Some insurers offer optional coverage for working dogs as part of their farm insurance policies. This can include protection for injury or illness affecting these essential members of your farming operation.
Can I claim farm insurance for business interruption?
Yes, if you have business interruption insurance as part of your policy. This cover compensates for income lost due to events that temporarily disrupt your farming operations, such as equipment breakdown or property damage.
What usually isn’t covered?
Exclusions, the excess you need to pay and limits of liability can vary greatly depending on your insurer.
Public & Products Liability Policies generally won’t include cover for:
Cost of rectifying faulty workmanship (optional extension available)
Damage to your own product
Claims for injury to your PAYG employees
Claims related to asbestos
Case Study
The Johnson family operates a 500-hectare mixed farming enterprise in rural Victoria.
In early summer, a severe hailstorm swept through the region, damaging a significant portion of the wheat crop.
With crop insurance in place, the Johnsons avoided financial ruin from their hail damaged crop.