Insurance For Mobile Plant & Equipment
Protect Your Mobile Plant and Equipment – Get a Fast, Tailored Quote Today!
Get a FREE QUOTE
Complete the form to request a FREE QUOTE. Call us at 1300 900 207 for immediate response.
Insurance for your business
In industries like construction, mining, earthmoving, and agriculture, your machinery and equipment are the backbone of your business. Without them, projects grind to a halt, costing you time and money. That is why it’s important to have the right insurance. Whether you own, lease, or hire plant and equipment, proper cover helps protect against accidents, theft, breakdowns, and third-party claims, so you can keep your business moving.
Why You Need Mobile Plant & Equipment Insurance
Operating heavy machinery comes with serious risks. A damaged excavator, stolen bulldozer, or breakdown of a crane can delay projects and lead to costly repairs. If your equipment causes damage to property or injures someone, you could also face expensive legal claims. Comprehensive mobile plant insurance covers these risks, ensuring you are not left paying out of pocket for repairs, replacements, or liability costs.
Industries We Protect
- Construction and Building
- Mining and Resources
- Agriculture and Farming
- Earthmoving and Excavation
- Plant Hire Services
If your business relies on mobile plant and equipment, having the right insurance can save you from costly delays, replacements, and legal disputes.
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Coverage Options
Material Damage
Covers repair or replacement costs if your plant and equipment is damaged by fire, flood, storm, vandalism, or collision. Whether your machinery is onsite, in transit, or stored away.
Theft Protection
Heavy machinery and tools are prime targets for theft, especially on remote or unsecured job sites. This insurance helps cover the cost of stolen plant and equipment, ensuring you can replace essential assets.
Hired-In Plant Coverage
If you regularly hire equipment, this cover protects you from liability if the machinery is damaged, stolen, or involved in an accident. Many equipment hire companies require proof of insurance, so having this policy in place keeps you compliant.
Road Risk Liability
If your mobile plant is used on public roads, such as a grader, tractor, or backhoe, you may need road risk liability insurance. This helps cover accidents, third-party injuries, and property damage that could occur while driving on public streets.
Third-Party Liability
If your machinery injures someone or damages property, this cover helps with legal and compensation costs. For example, if an excavator swings too wide and hits a site office or a scissor lift tips over and hits a work ute, you will not be left covering the costs yourself.
Breakdown Cover
Unexpected mechanical or electrical failures can bring work to a standstill. This insurance helps cover the cost of repairs, call-out fees, and replacement parts, reducing downtime and keeping your projects on schedule.
Your Trusted Business Insurance Partners, Wherever You Are
For immediate response please give us a call.
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Get a FREE QUOTE
Complete the form to request a FREE QUOTE. Call us at 1300 900 207 for immediate response.
Case Study
Jackson runs an earthmoving business in Sydney. While moving soil on a residential site, his excavator’s bucket clipped a retaining wall, causing it to partially collapse.
His mobile plant insurance covered the repair costs under third-party liability, allowing him to fix the damage quickly.
Benefits of Choosing Our Policy
Customised Cover – Get a policy that fits your equipment, business type, and level of risk.
Competitive Premiums – Affordable rates tailored to your industry’s needs and risk profile.
Expert Support – Speak with Australian-based insurance specialists who understand mobile plant insurance.
Australia Wide Coverage – Protects your business no matter where you work, store, or transport your equipment.
What types of equipment are covered?
We cover a wide range of mobile plant and machinery, including excavators, forklifts, bobcats, graders, bulldozers, cranes, tractors, loaders, and drilling rigs. If your equipment is central to your work, it is worth protecting.
Is hired equipment included in the coverage?
If you hire in plant and equipment, we offer cover for damage, theft, and third-party liabilities, ensuring you meet hire company requirements and avoid unexpected expenses.
Do you offer coverage for equipment used in high risk areas?
We can tailor policies for businesses working in high risk locations, including mine sites, remote areas, and hazardous environments.
How are premiums calculated?
Premiums depend on factors like:
- The type and value of your machinery
- Where and how the equipment is used
- Your claims history and safety record
- Whether your machinery is owned or hired
Get in Touch
Simply fill in the form below and we’ll be in touch shortly, or feel free to call and tell us about your specific requirements.
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PO Box 7005, Mount Crosby QLD 4306
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Please complete the form to submit an enquiry.