Specialist Brokers for Rail Contractors Liability

Public & Products Liability, Professional Indemnity and more – cover tailored to the Rail Industry

Quick Quote

Quick Quote
We have been assisting contractors working in the rail industry for many years. Cover for work in the rail industry often requires a specialised approach due to the unique insurance requirements. Often the standard public and product liability limit of $20m is not sufficient. Cover limits of $50m, $100m or $250m are available depending on requirements and are dependent on where you are working and who you contract to (for example, Metro Trains, ARTC, Sydney Trains, TFNSW, Queensland Rail, John Holland Rail).

We have successfully assisted many businesses in the following areas:

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Rail Signalling

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Track Welding

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Protection Offices

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Safeworking Personnel

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Sleeper Replacement

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Civil Works

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Plant Operators

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Hi-Rail Plant

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General Trades also Working in Rail Corridor (eg Electrical, Communications, Maintenance)

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Labour Hire

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Rail Product Manufacturers

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Engineers, Project Managers & Consultants

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& many more

Call For a Quote:

1300 900 207

We have access to a mix of local Australian-based insurers and underwriting agencies in international markets.

Products Include

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Public/Products Liability

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Professional Indemnity

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Plant & Equipment

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Commercial Motor

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Management Liability

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Business Packages

Why Might Rail Contractors Need Higher Limits Of Liability Insurance?

Due to the scale and potential hazards associated with rail construction and maintenance, such as working with heavy machinery near public areas and handling hazardous materials, higher limits ensure adequate coverage against claims that could involve large financial liabilities.

What Additional Coverages Might Be Beneficial For Rail Contractors?

Beyond the standard liability insurances, rail contractors might consider Contract Performance/Surety Bonds, Civil Fines and Penalties cover, and tailored Professional Indemnity policies that are specific to the rail sector. These help protect against a broad spectrum of risks from project delays or contractual non-compliance to professional negligence.

What Types Of Insurance Are Essential For Rail Contractors In Australia?

Rail contractors typically require several types of insurance, including Public and Products Liability Insurance, Professional Indemnity, and Plant and Equipment Insurance. Given the high-risk nature of rail projects, these policies often need to cover significantly higher limits, sometimes up to $250 million, depending on the project scale and specific requirements of major clients like Metro Trains, Sydney Trains & Queensland Rail.