Specialist Childcare Insurance
We understand that running a childcare service isn’t just a business; it’s a responsibility, a passion, and a commitment to nurturing the next generation. Whether you’re caring for toddlers, managing a kindergarten, or overseeing out-of-school care, the environment is lively, hands-on, and at times unpredictable.
That’s why we offer specialised childcare insurance tailored to the unique needs of early learning and childcare professionals across Australia. From the moment you open your doors to the moment your last child is picked up, we’re here to help protect your people, your property, and your peace of mind.
Why Early Education Providers Need Insurance
Childcare centres and early learning facilities face a broad range of risks every day – slips, trips, equipment failure, property damage, personal injury, and even reputational risk. Despite your best efforts and diligence, incidents can and do happen. And when they do, the consequences can affect your team, the families you serve, and the future of your business.
Our childcare insurance is designed to mitigate the financial impact of these events, helping you recover quickly while ensuring continued trust in your service.
Who We Cover
Our flexible packages are designed to suit operators across the early learning sector, including:
- Kindergartens and Preschools
- Before and After School Care Programs (OSHC)
- Long Day Care Centres
- Vacation and Holiday Care Services
- Property Owners of Licensed Childcare Centres
No matter the size or structure of your operation, we tailor coverage to align with your risks, obligations, and regulatory requirements.
5 Star Google Reviews
We are proud to provide trusted business insurance solutions, backed by 5-star Google reviews. Experience peace of mind with coverage tailored to your needs and exceptional customer service you can rely on.
Public Liability Insurance
Protects against claims where a child, parent, visitor or third party is injured or suffers property damage on your premises.
Products Liability Insurance
Essential for services providing meals, educational resources or play equipment, covering claims related to defective or harmful products.
Professional Indemnity Insurance
Covers allegations of negligence or breach of duty relating to your staff’s professional services or advice.
Property Insurance
Covers damage to your premises, play areas, educational tools, furnishings and toys caused by events like fire, theft, or vandalism.
Business Interruption Insurance
Keeps your income flowing if operations are disrupted due to insured events, helping you manage ongoing costs.
Personal Accident for Volunteers or Children
Provides financial protection in the event a volunteer or child suffers an accidental injury while in your care.
Abuse Cover
Includes claims made cover with optional extended runoff and retroactive cover, aligned with national law and licensing requirements.
Equipment Breakdown
Covers mechanical and electrical breakdowns for key childcare-related equipment.
Your Trusted Business Insurance Partners, Wherever You Are
For immediate response please give us a call.
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Find The Right Cover
Complete the form to request a QUOTE. Call us at 1300 900 207 for immediate response.
Specialist Sector Knowledge
Our team understands the unique exposures faced by early childhood education providers, including injury liability, property damage, regulatory compliance, and staff-related risks.
Custom Cover Options
Whether you manage one centre or a childcare network, we offer flexible insurance packages that scale with your needs, from standalone public liability to bundled business protection.
Fast, Fair Claims Handling
In the event of a claim, you can rely on our responsive, locally based claims team to support you with empathy, urgency, and expertise.
Dedicated Account Management With Industry Specific Support
With Coverscope, you don’t deal with a call centre. You’ll have a dedicated contact who understands early learning and works closely with you to align your insurance with your operations, staffing, and regulatory obligations.
Why Choose Coverscope?
Caring for children is deeply personal, and so is our approach to insurance. We don’t just sell policies, we build relationships with early learning providers who value trust, transparency, and a tailored approach. We work closely with you to understand your centre’s risks and obligations and help you comply with the National Quality Framework and relevant state regulations.
Operating a childcare business means juggling regulations, people, property, and precious little ones, and the stakes are high. That’s why the right insurance partner matters. Let’s create a customised childcare insurance package tailored to your specific operation. Whether you’re opening your first centre or reviewing an existing policy, we’ll guide you every step of the way.
Get in Touch
Simply fill in the form below and we’ll be in touch shortly, or feel free to call and tell us about your specific requirements.
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Suite 10B, Level 10, 2 Corporate Court, Bundall QLD 4217
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PO Box 7005, Mount Crosby QLD 4306
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Please complete the form to submit an enquiry.
