Industrial Special Risks (ISR) Insurance

ISR policies are typically structured into two sections:

Covers loss or damage to physical assets such as buildings, equipment, stock and contents. Events like fire, storm, accidental damage, and theft are generally included unless specifically excluded.

Provides cover for loss of revenue or profit, as well as the increased costs needed to keep operations running while damage is being repaired. This section ensures businesses can maintain financial continuity during recovery.

For organisations with assets exceeding $5 million, the risks are broad, and the impact of a single event can be significant. ISR cover offers wide-reaching protection in a single policy framework. It is highly customisable, often including industry-specific endorsements to address niche exposures. This makes it an essential tool for businesses with operational complexity, multiple sites, or significant supply chain reliance.

Coverscope works closely with clients to deliver ISR solutions that are genuinely fit for purpose. Every policy is individually assessed and structured to reflect the business’s size, risk profile, and operational setup.

The focus isn’t just on pricing. It’s on clarity, claims support, and responsiveness when things go wrong. Coverscope provides complete transparency throughout the placement process and stands by clients with dedicated support at renewal and during claims.