Skip to main content

CAFÉ INSURANCE BROKERS

Coverage tailored for cafés, coffee shops and hospitality venues

Call Us: 1300 900 207

Quick QUOTE

Complete the form to request a FREE QUOTE. Call us at 1300 900 207 for immediate response.

This field is for validation purposes and should be left unchanged.
Name(Required)
Postcode(Required)
This field is hidden when viewing the form
For zoho mapping
This field is hidden when viewing the form

Protect Your Café With Coverscope

1300 900 207

Café Cover With Coverscope

Cafés operate in a fast-paced environment built around food, coffee, equipment and constant customer movement. From high foot traffic to hot beverages, refrigeration needs and daily food preparation, a single incident can disrupt trade and create real financial pressure.

Café Insurance is designed to protect Australian cafés, coffee shops, brunch venues and espresso bars from the practical risks they face every day. We work with you to understand your fit-out, stock levels, equipment, staffing and trading model, then build an insurance solution that suits your café.

Tailored Insurance for Everyday Café Risks

A café relies on consistency, reliable equipment and a safe environment for customers and staff. A tailored insurance package brings your core covers together so you can trade with confidence and recover quickly if something goes wrong.

Get A Free Quote

Who Should Consider Café Insurance?

This style of cover is suitable for:

  • Independent cafés and espresso bars
  • Coffee shops with indoor or outdoor dining
  • Brunch cafés and casual dining venues
  • Coffee kiosks, market-stall cafés and food-court stores
  • Coffee roasters with a retail presence
  • Mobile coffee vans or pop-up coffee operators
  • Multi-site café groups

We can tailor a package that supports how you operate, not just your ABN category.

Café Insurance Quote

5 Star Google Reviews

We are proud to provide trusted business insurance solutions, backed by 5-star Google reviews. Experience peace of mind with coverage tailored to your needs and exceptional customer service you can rely on.

Coverscope 5 star google reviews

Common policy inclusions:

Below are the six key cover types that cafés most often rely on.

Public and Products Liability

Protects your business if a customer or visitor is injured or if their property is damaged. This may include slip hazards, hot beverage incidents or claims related to food and drink served by your café.

Contents and Stock

Covers the equipment and stock your café depends on, including espresso machines, grinders, refrigeration, display cabinets, POS systems, fixtures and perishable stock. This responds to damage caused by events such as fire, storm or accidental impact.

Property

Protects the café premises, fit-out and fixed equipment from insured events. If you own the building, this covers the physical structure. If you are a tenant, it can include the fit-out, floor coverings, custom installations and fixed equipment.

Business Interruption

If an insured event forces you to close, this section helps protect your income and ongoing costs. Café operations often depend heavily on equipment, so even short closures can affect revenue. This cover supports your recovery while repairs take place.

Machinery and Equipment Breakdown

Cafés rely on specialist equipment, espresso machines, refrigeration, dishwashers, ovens and hot water systems. This cover helps repair or replace damaged equipment and may include protection for stock spoilage due to breakdown.

Theft, Glass and Portable Equipment

Provides cover for theft of equipment or contents, accidental breakage of internal or external glass, and loss or damage to portable items such as tablets, payment devices and mobile tools of trade.

Other Cover You Might Need

Depending on how your business operates, you might also need additional standalone policies. These can be arranged alongside your Café Business Insurance:

  • Workers’ Compensation
  • Cyber Insurance
  • Commercial Vehicle Insurance
  • Management Liability
  • Personal Accident and Illness Cover

Your Trusted Café Business Insurance Partners, Wherever You Are

For immediate response please give us a call.

Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.

Get a FREE QUOTE

Complete the form to request a FREE QUOTE. Call us at 1300 900 207 for immediate response.

This field is for validation purposes and should be left unchanged.
Name(Required)
Postcode(Required)
This field is hidden when viewing the form
For zoho mapping
This field is hidden when viewing the form

Why Coverscope?

  • We are insurance brokers with practical experience supporting cafés and hospitality venues.
  • We provide access to a wide range of insurers offering café-specific cover options.
  • We simplify your insurance programme so it is easy to understand and maintain.
  • We support you before, during and after the policy is placed, including assistance with claims and policy adjustments.

Let’s Talk

To organise a tailored Café Insurance package or review your existing cover, speak with the Coverscope team. We will help ensure your café, equipment, stock and staff are properly protected under a clear, practical insurance programme.

Complete the form at the top of this page, and we will contact you shortly. You are also welcome to call us to discuss your café and the cover options that best support your business.

Get in Touch

Simply fill in the form below and we’ll be in touch shortly, or feel free to call and tell us about your specific requirements.

  • Suite 77 Level  2/14 Edgewater Ct, Robina QLD 4226
  • PO Box 7005, Mount Crosby QLD 4306

Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.

Please complete the form to submit an enquiry.

This field is for validation purposes and should be left unchanged.