Aged Care Facility & Nursing Home Insurance
Specialist Cover Supported by Real Insight
START YOUR QUOTE
Complete the form to request a QUOTE. Call us at 1300 900 207 for an immediate response.
Tailored Insurance for Aged Care and Retirement Living
Traditional property or business policies often fail to cover the full range of exposures faced by aged care providers and operators of retirement facilities. We offer specialist packages designed specifically for these sectors.
What Makes It Different?
- Aged care providers manage sensitive environments, resident wellbeing, and clinical risks, not just bricks and mortar.
- Retirement villages involve complex legal structures, occupancy arrangements, and unique financial agreements like deferred management fees or recurrent charges.
- Our solutions recognise these intricacies and deliver fit-for-purpose protection.
Who Should Consider This Cover?
We support:
- Aged care providers, residential aged care homes, and providers of supported living services
- Retirement village operators using leasehold, strata-managed, company-share or shared-equity models
- Nursing Homes
This is not individual carer or personal insurance. Our cover is packaged for facilities and village operators who face organisational and property-level risks.
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We are proud to provide trusted business insurance solutions, backed by 5-star Google reviews. Experience peace of mind with coverage tailored to your needs and exceptional customer service you can rely on.

Typical Coverage Areas
Our policies are structured clearly and to suit real-world requirements:
Property Damage
For the facility structure, interiors, communal areas and essential assets
Public Liability
For injury or damage claims arising within communal or private spaces
Professional Indemnity
For care delivery incidents and errors
Abuse Cover
Vital for environments with vulnerable residents
Business Interruption
To help recover income if operations are disrupted
Management Liability
For decisions or omissions from directors, managers or committee members
Cyber Liability
Increasingly relevant for digital resident files, care records and operations
Your Trusted Business Insurance Partners, Wherever You Are
For immediate response please give us a call.
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Find The Right Cover
Complete the form to request a QUOTE. Call us at 1300 900 207 for an immediate response.
Industry Knowledge
Our team understands the operational, legal and regulatory environments that aged care facilities and retirement villages operate in. We work with providers every day, and we speak your language.
Tailored Insurance Solutions
Every facility is different. We provide insurance options that match the size, structure and risk profile of your operation, with clear inclusions and appropriate limits.
End-to-End Claims Support
Should you need to make a claim, our brokers manage the process from start to finish. We’re your point of contact throughout, working to ensure timely outcomes and minimal disruption.
Compliance-Focused Approach
With reforms under the Aged Care Act 2024 and increasing governance obligations across retirement living, Coverscope ensures your insurance program supports both protection and regulatory alignment.
Ready to Secure Your Facility?
If you manage an aged care centre or retirement village, Coverscope can help you understand your current cover and identify gaps. We’ll guide you through practical options to create solutions tailored to your structure and operations.
LET’S TALK 1300 900 207
Get in Touch
Simply fill in the form below and we’ll be in touch shortly, or feel free to call and tell us about your specific requirements.
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Suite 77 Level 2/14 Edgewater Ct, Robina QLD 4226
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PO Box 7005, Mount Crosby QLD 4306
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Please complete the form to submit an enquiry.