Commercial Strata Insurance Specialists
Tailored Protection for Complex Commercial Properties
Call Us: 1300 900 207
GET A STRATA QUOTE
Complete the form to request a QUOTE. Call us at 1300 900 207 for an immediate response.
Safeguard Your Commercial Strata Investment with Coverscope
Commercial strata properties carry unique exposures compared to residential schemes. With multiple owners, higher-value assets and greater liability risks, having the right insurance partner is essential. Coverscope delivers specialist commercial strata insurance tailored to address these complexities.
Our expertise spans over 25 years. We work with Owners Corporations, body corporates, and property managers to deliver superior capabilities, exclusive products, and clear advice. With Coverscope, your commercial property is backed by real knowledge, proven experience and support that extends from placement through to claim.
Why Choose Coverscope for Commercial Strata Insurance?
Commercial strata insurance is not a generic extension of residential cover. It requires careful structuring to mitigate tenant risk, protect high-value equipment, and common property use. Coverscope specialises in these challenges, providing tailored solutions that protect shared commercial assets with precision.
Clients choose us for our:
- Dedicated commercial strata expertise: This is a focus area, not an add-on.
- Access to exclusive insurance products: Broader cover not found through retail channels.
- Superior support model: From renewal to claim, we remain an active partner.
Who We Work With
Coverscope partners with a wide range of commercial strata clients, including:
- Office buildings with multiple lot owners
- Retail complexes and shopping centres under strata title
- Industrial and warehouse units within commercial schemes
- Mixed-use buildings with significant commercial components
5 Star Google Reviews
We are proud to provide trusted business insurance solutions, backed by 5-star Google reviews. Experience peace of mind with coverage tailored to your needs and exceptional customer service you can rely on.
What Does Coverscope Commercial Strata Insurance Include?
Our policies are structured for clarity and real protection. Standard coverage typically includes:
Property Damage
Cover for the building and common property against fire, storm, flood, theft, vandalism, impact, explosion, earthquake or accidental damage.
Public Liability
Up to $20 million coverage for legal liability arising from injury or property damage on shared commercial property.
Business Interruption / Loss of Rent
Protection for lost income or rent when premises become unusable due to insured damage.
Office Bearers' Liability
Cover for committee members against legal claims tied to their decisions or management actions.
Fidelity Guarantee
Protection from losses caused by fraudulent or dishonest acts by office bearers or managers.
Machinery Breakdown
Cover for plant and equipment essential to commercial operations, including lifts, HVAC systems, security gates, and escalators.
Catastrophe Cover
Additional rebuilding funds after a declared disaster, helping offset increased construction costs.
Glass Breakage
Covers fixed glass on common property, including shopfronts and foyers.
Your Trusted Business Insurance Partners, Wherever You Are
For immediate response please give us a call.
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Find The Right Cover
Complete the form to request a QUOTE. Call us at 1300 900 207 for an immediate response.
Tailored Cover for Complex Strata Buildings
Commercial properties are diverse in terms of size, design, and function. Coverscope creates insurance solutions aligned to your building’s profile, including properties in high-risk zones or with complex construction.
Commercial Strata Knowledge Across Australia
Strata legislation varies by state, from Body Corporate in Queensland to Owners Corporation in Victoria and NSW. Coverscope understands these differences and ensures that your policy aligns with both the legal framework and the real-world needs of your commercial building. Whether it’s a retail complex or a multi-storey office tower, we tailor coverage that aligns with your risk.
Ongoing Support That Saves You Time
We manage renewals, policy changes and premium funding, ensuring continuity without disruption. A dedicated commercial strata specialist supports each client.
Claims Advocacy You Can Rely On
If a claim arises, Coverscope takes the lead. We manage the process from lodgement through to resolution, coordinating with insurers and trades to minimise downtime and disruption to your business operations.
Commercial Strata Insurance with Coverscope
Coverscope is more than a provider; we are a specialist partner. Our commercial strata expertise, superior product access and commitment to tailored client support ensure your shared property is insured with clarity and confidence.
Speak with our commercial strata insurance team today for a quote, a policy review or dedicated claims support.
Get in Touch
Simply fill in the form below and we’ll be in touch shortly, or feel free to call and tell us about your specific requirements.
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Suite 77 Level 2/14 Edgewater Ct, Robina QLD 4226
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PO Box 7005, Mount Crosby QLD 4306
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Please complete the form to submit an enquiry.
