Diesel Fitter & Diesel Mechanic Insurance
Exclusive policy tailored to the Diesel Mechanic industry.
Call Us: 1300 900 207
Get a FREE QUOTE
Complete the form to request a FREE QUOTE. Call us at 1300 900 207 for immediate response.
Specialist Policies Built for Diesel Mechanics
We have developed an exclusive policy tailored to the Diesel Mechanic industry, including additional cover sections not found in standard Public Liability Policies.
So What Does It Cover?
- Public & Products Liability INCLUDED – Covers amounts you are legally required to pay for damage to third party property or Injury to people. Doesn’t cover damage to your own property or injury to yourself or your employees.
- Property in Control INCLUDED – Loss or damage to third party goods in your physical or legal control (250,000)
- Errors & Omissions INCLUDED – $100,000 any one occurrence & in the annual aggregate. Similar to Professional Indemnity, this extension adds cover for financial loss resulting from negligent act, error or omission.
- Commercial Legal Expenses Liability INCLUDED – $100,000 any one occurrence & in the annual aggregate. Covers businesses against day-to-day legal risks that are not covered by traditional insurances. The policy enables you to both defend and pursue your legal rights for a range of common legal issues and disputes. Free Legal Advice from dedicated local law firm is also included.
Need More Cover, We Can Help
- Faulty Workmanship Extension OPTIONAL – $25,000 any one occurrence & in the annual aggregate. Standard Liability policies will cover resulting damage from faulty work, this extension goes one step further to cover the cost to rectify the faulty work as well. Recommended option for the motor trades industry to close gaps in cover.
- Driving Risk Endorsement OPTIONAL – $100,000 any one occurrence & in the annual aggregate. Standard Liability policies don’t usually include damage to or caused by registered vehicles whilst being driven, this extension adds cover in for road testing or delivery of customers vehicles.
Coverscope Insurance Brokers are the leading experts in the diesel mechanic industry, offering exclusive policies designed specifically for your needs. Our industry knowledge, personalised service, and experienced team set us apart, ensuring you get the right protection for your business.
Easy Diesel Mechanic Business Insurance Quotes
Having diesel mechanic insurance in Australia protects your business from unexpected events and potential liabilities. It provides financial support and peace of mind, allowing you to focus on your work without worrying about unforeseen risks.
Coverscope brokers assist you by reviewing policy terms and conditions to ensure that the coverage meets the specific needs of your diesel mechanic business.
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We are proud to provide trusted business insurance solutions, backed by 5-star Google reviews. Experience peace of mind with coverage tailored to your needs and exceptional customer service you can rely on.
What Is The Main Difference Between Insurance For Diesel Mechanics And Diesel Fitters?
While both professions involve working with diesel engines, the risks and insurance needs vary slightly depending on the workplace and duties. Diesel mechanics often require more comprehensive tool and equipment coverage due to their frequent handling of various engine parts.
In contrast, diesel fitters might need more specialised cover for specific tasks such as fitting and assembly in industrial settings.
Can Diesel Mechanics Get Coverage For Accidental Damage Caused To Customer Vehicles?
Yes, insurance policies available to diesel mechanics often include coverage for customer vehicles under their care, mainly when these vehicles are being tested or driven as part of maintenance checks.
This insurance can cover costs from accidents or damage to customer vehicles at the workshop or during test drives.
How Important Is Public Liability Insurance For diesel fitters?
Public Liability Insurance is essential for diesel fitters. It protects against claims of personal injury or property damage made by third parties due to the fitter’s business activities.
This type of insurance is particularly important given the potentially hazardous nature of working with large, heavy diesel components and machinery.
What Specific Risks Should Diesel Mechanics and Fitters Insure Against?
Diesel mechanics and fitters should consider insuring against risks specific to their field, including faulty workmanship, which can result in costly claims for rectifying errors. Additionally, coverage for theft and damage of expensive tools and machinery, integral to their operations, is crucial.
Liability for environmental damage due to the handling and disposal of oils and other hazardous materials should also be considered, as these can lead to significant regulatory fines and cleanup costs.
Your Trusted Business Insurance Partners, Wherever You Are
For immediate response please give us a call.
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Get a FREE QUOTE
Complete the form to request a FREE QUOTE. Call us at 1300 900 207 for immediate response.
Case Study
During a routine maintenance job on a client’s articulated truck, a mechanical failure occurred due to an oversight in Jake’s work. The resulting damage was extensive, leading to costly repairs for the client
The client filed a claim against Jake, seeking compensation for the damages and lost revenue caused by the downtime of the equipment.
What usually isn’t covered?
Exclusions, the excess you need to pay and limits of liability can vary greatly depending on your insurer.
Public & Products Liability Policies generally won’t include cover for:
- Cost of rectifying faulty workmanship
- Damage to your own product
- Claims by employees
- Claims arising out of the use of a registered motor vehicle
- Claims related to asbestos
Public Liability Insurance
Coverage: Public liability insurance protects against third-party bodily injury or property damage claims that may arise during your work. For example, suppose a client or a third party suffers an injury or their property is damaged while you work on their diesel engine. In that case, this insurance can cover the associated costs.
Product Liability Insurance
Coverage: Product liability insurance can provide coverage if a product you have repaired or installed causes injury or damage. This is particularly important for diesel mechanics who may install or repair parts that could fail and cause harm.
Tools & Equipment Insurance
Coverage: This insurance protects your tools and equipment against theft, loss, or damage. Diesel mechanics rely on specialised tools, and replacing them can be costly. Tools and equipment insurance helps cover the replacement cost, ensuring you can continue your work without significant financial setbacks.
Business Property Insurance
Coverage: Business property insurance covers the physical assets of your business, such as your workshop, office, or storage facilities. It helps protect against losses due to events like fire, theft, or other covered perils.
Commercial Vehicle Insurance
Coverage: Commercial vehicle insurance is essential if you use vehicles for your diesel mechanic business. It covers damage to your vehicles and liability protection in case of accidents. We can help with cover for vehicles of all types including Utes, Vans, Trucks and Plant
Get in Touch
Simply fill in the form below and we’ll be in touch shortly, or feel free to call and tell us about your specific requirements.
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PO Box 7005, Mount Crosby QLD 4306
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Please complete the form to submit an enquiry.
