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Diesel Mechanic Insurance

Our diesel mechanic program has been purpose built for the heavy diesel sector, with automatic endorsements that provide cover a standard policy would not.

Call Us: 1300 900 207

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Purpose-Built Diesel Mechanic Program

1300 900 207

A Standard Policy Wasn't Built for This Risk

Diesel mechanics work on high-value equipment across some of Australia’s highest-risk industries, mining, marine and shipping, rail, earthmoving, and fixed and mobile plant. A standard Public Liability policy stops at third-party injury and property damage, leaving real gaps: a customer’s truck damaged in your workshop, a misdiagnosed inspection that costs a client money with no physical damage at all, or a legal dispute that has nothing to do with a liability claim.

Coverscope arranges a diesel mechanic policy that closes those gaps as standard, not as optional extras you have to know to ask for. Due to our extensive experience in this industry, Coverscope and a specialist underwriter have created an exclusive arrangement for our clients, with automatic endorsements built into the program from the start.

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What's Included As Automatic Endorsements?

Cover sections most generic trades policies leave out entirely:

Public & Products Liability: Third-party property damage or injury caused by your work.
Property in Control/Customer Vehicles: Customer trucks or machinery in your care, up to $250,000.
Errors & Omissions: Financial loss from a missed fault or bad diagnostic advice, up to $100,000.
Commercial Legal Expenses: Day-to-day legal disputes, including free legal advice, up to $100,000.

Who Needs Diesel Mechanic Insurance?

Mobile Diesel Mechanics
Fixed Workshop Operators
Mining and Earthmoving Equipment Repairers
Marine and Shipping Diesel Mechanics
Rail Industry Mechanics
Fixed and Mobile Plant Repairers
Heavy Truck and Bus Mechanics
Businesses Employing Apprentices or Staff

Diesel Mechanic Quote

5 Star Google Reviews

We are proud to provide trusted business insurance solutions, backed by 5-star Google reviews. Experience peace of mind with coverage tailored to your needs and exceptional customer service you can rely on.

    
 
 
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   Noel Travers 
 
 
  I found the whole process of dealing with Coverscope very straightforward. Grant Derksen was very professional from the very first time we spoke. Very glad I chose Coverscope.
  
 
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   James Watson 
 
 
  Just know what they doing from start to finish
  
 
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   D Jackson 
 
 
  We just had Grant at Coverscope provide us with a quote for our Strata insurance. He did it all over the phone with speed and efficiency and then fallowed up his verbal quote in writing and few minutes later. His written quote included pricing from various insurers that made comparisons easier. He didn’t hassle us and waited for us to call him back a few days later. He then answered all our questions and concerns relating to the quote. It really couldn’t have been any easier. We can recommend Grant and Coverscope.
  
 
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   Matt Stollery 
 
 
  Grant from Coverscope was so helpful in attaining house insurance. Was all set up and paid for in less than a day. Super efficient and quick at replying and responding to his customers/clients. I would recommend to any family or friend, and would use again if required
  
 
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   Gina Ricardo 
 
 
  Thanks so much to Michael and Jesse for sorting out my business insurance. It was a bit complex and urgent and Michael managed to get us sorted within the business day!! So great to deal with real, genuine, helpful people. Would highly recommend.
  
 
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   Olivia Mackie 
 
 
  Excellent experience with Daniel from start to finish. Quick, efficient, and easy to work with. We received our quote the same day, with multiple options, and saved a substantial amount compared to a larger provider while maintaining the same cover. Extremely grateful for the help.
  
 
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   Melanie Casley 
 
 
  This might be the first review for Grant!  So great to have had Grant's insightful and effienent service.  He gave me a lot of confidence in Coverscope and at the end of the day... an excellent product for my OC's strata insurance needs.
  
 
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   M B 
 
 
  I've had a hassle free experience with Coverscope. Jasmin has been super helpful in understanding our business needs. She has been very informative and always quick to respond to all queries.
Really appreciate all her work!
  
 
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   Kerri Hansen 
 
 
  What a gem Jasmin was. Spoke with many companies with no glory. Jasmin had me covered no problem within minutes
Highly reccomend
Thank you so much Jasmin
  
 
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   Gordon Irons 
 
 
  Jasmin was responsive and her attention to detail and understanding our key business requirements was excellent. We were able to secure the right level of insurance cover for our environmental business at commercially competitive rates

What a Standard Policy Misses

Gaps Most Diesel Mechanics Don’t Know They Have

A generic trades policy typically stops at Public and Products Liability. That leaves a customer’s vehicle uninsured while it’s in your workshop, no cover for a costly diagnostic error, and no legal expenses cover if a dispute arises that has nothing to do with a liability claim.

What the Program Includes Instead

Automatic Endorsements, Not Optional Extras

Property in Control/Customer Vehicles, Errors & Omissions, and Commercial Legal Expenses Liability are included in Coverscope’s exclusive diesel mechanic program as standard, purpose built for the heavy diesel sector by our specialist underwriter arrangement.

Your Trusted Business Insurance Partners, Wherever You Are

For immediate response please give us a call.

1300 900 207

Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.

Find The Right Cover

Complete the form to request a QUOTE. Call us at 1300 900 207 for an immediate response.

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Diesel Mechanic Cover Types Explained

Public & Products Liability

Covers amounts you’re legally required to pay for damage to third-party property or injury to people arising from your work. This doesn’t cover damage to your own property or injury to yourself or your employees.

Property in Control/Customer Vehicles

Covers loss or damage to a customer’s truck, machinery, or other third-party goods while they’re in your physical or legal control, up to $250,000.

Errors & Omissions

Similar to Professional Indemnity, this covers financial loss resulting from a negligent act, error, or omission, such as a missed fault during an inspection or diagnostic check. Covered up to $100,000 per occurrence and in the annual aggregate.

Commercial Legal Expenses Liability

Covers day-to-day legal risks that traditional insurance doesn’t touch, including free legal advice from a dedicated local law practice. Covered up to $100,000 per occurrence and in the annual aggregate.

Faulty Workmanship Extension

Covers the cost of fixing your own faulty work, not just the resulting damage. Up to $25,000 per occurrence and in the annual aggregate.

Driving Risk Endorsement

Covers damage to or caused by a registered vehicle while road testing or delivering a customer’s vehicle. Up to $100,000 per occurrence and in the annual aggregate.

Tools and Equipment

Covers your specialised tools and equipment against theft, loss, or damage.

Commercial Vehicle

Covers utes, vans, trucks, and plant used in your business against damage and liability.

Environmental Liability

Covers cleanup and remediation costs after a fuel or fluid spill, plus related third-party injury or property damage and regulatory penalties.

What Usually Isn’t Covered?

Exclusions, excesses and limits of liability vary between insurers. Common exclusions include:

Faulty Workmanship: Not covered unless the Faulty Workmanship Extension has been arranged.
Damage to Your Own Product: Generally excluded from Public and Products Liability.
Claims by Employees: Sit with Workers’ Compensation, not Public Liability.
Asbestos-Related Claims: Excluded under most general liability policies.
Environmental Damage: Excluded unless Environmental Liability has been specifically arranged.

How important is Public Liability insurance for diesel mechanics?

Essential. It protects against claims of personal injury or property damage made by third parties arising from your work, particularly significant given the size and weight of the machinery and components diesel mechanics handle daily.

Can diesel mechanics get cover for accidental damage to customer vehicles?

Yes. Coverscope’s diesel mechanic policy includes cover for customer vehicles in your care as standard, up to $250,000, including damage during road testing or test drives.

What makes Coverscope's diesel mechanic policy different from a standard trades policy?

Property in Control/Customer Vehicles, Errors & Omissions, and Commercial Legal Expenses Liability are included as standard, not sold as separate add-ons most generic trades policies leave out entirely.

Does this policy cover mobile diesel mechanics as well as fixed workshops?

Yes, cover can be arranged for both, with the specific combination and limits adjusted to reflect where the greater exposure sits.

Get in Touch

Simply fill in the form below and we’ll be in touch shortly, or feel free to call and tell us about your specific requirements.

1300 900 207

[email protected]

Suite 10B, Level 10, 2 Corporate Court, Bundall QLD 4217

PO Box 7005, Mount Crosby QLD 4306