Insurance for Dry Hire
If you’re hiring out your gear without an operator, you need the right cover in place. Dry hire puts your machinery in someone else’s hands, and without proper protection, damage, liability and loss can all come back to you.
At Coverscope, we work with plant owners and civil contractors across Australia to arrange insurance that makes dry hire safer, for your equipment, your contracts and your cashflow.
What is Dry Hire?
Dry hire means supplying machinery or equipment to a client without a licensed operator. Excavators, skid steers, rollers, trailers, whatever you’re hiring out, you remain the owner and you carry certain risks, even if someone else is using the machine.
That’s why standard business or plant policies don’t always go far enough. You need cover that reflects the actual hire conditions, especially when things go wrong.
Who This Cover Is For
Dry hire insurance is essential for:
- Civil contractors offering dry hire as a side income
- Plant owners with multiple assets out on hire
- Small businesses hiring out trailers, diggers or attachments
- Earthmoving contractors and owner-operators
Whether you’re hiring out once a year or running a full-time hire business, we’ll match the cover to your needs.
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What We Cover
Our dry hire policies are set up to protect against the key risks that come with equipment hire.
Equipment Damage or Loss
Covers your machines while they’re out on hire, including accidental damage, theft, vandalism, rollover, fire or water damage..
Liability Exposure
Protects you if the equipment causes injury or property damage and you’re held partially or fully responsible. Especially important if you’re hiring to clients without comprehensive insurance of their own.
Contractual Liabilities
We can review your dry hire agreements and help identify hidden exposures in your terms. Coverage can be extended to include liability assumed under contract.
Recovery Costs
This includes retrieving or recovering equipment from difficult or remote sites if the hirer walks away from the contract or refuses to return it.
Your Trusted Business Insurance Partners, Wherever You Are
For immediate response please give us a call.
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Find The Right Cover
Complete the form to request a QUOTE. Call us at 1300 900 207 for an immediate response.
Why Coverscope?
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Experienced with dry hire and plant-heavy operations
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Access to specialist insurers who understand civil and construction risk
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Advice on managing contracts, liability, and excess exposure
- Fast turnaround on quotes and adjustments
Let's Talk
Hiring out equipment shouldn’t leave you exposed. Speak with our team today to get the right dry hire insurance in place, properly structured, clearly explained, and ready when you need it.
Get in Touch
Simply fill in the form below and we’ll be in touch shortly, or feel free to call and tell us about your specific requirements.
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PO Box 7005, Mount Crosby QLD 4306
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Please complete the form to submit an enquiry.
