Mobile Plant & Equipment Insurance
Mobile Plant, Machinery & Equipment Insurance That’s Easy
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Mobile Plant & Equipment Insurance For Business
At Coverscope, we recognise the vital role your machinery plays in the success of your operations. That’s why we’ve tailored our Mobile Plant & Equipment Insurance to offer unparalleled protection and support, ensuring your business stays operational, no matter your challenges.
Comprehensive Coverage For Every Business
Broad Equipment Coverage: Our insurance covers a wide range of mobile plant and equipment, from heavy machinery like excavators and cranes to essential gear like forklifts and bobcats. We ensure that your valuable assets are protected against theft, damage, and breakdowns for construction, mining, or agricultural purposes.
Tailored Policies: We understand that every business has unique needs, so we offer customised insurance solutions. This includes options for owned and hired equipment, ensuring that your assets and those you lease are fully covered.
Liability Protection: Our policies cover liability risks, protecting your business against third-party claims of property damage or personal injury that may occur due to operating the equipment.
Specialised Cover Options
Business Interruption Cover: We provide coverage for business interruption, helping you manage financial losses when your operations are halted due to equipment failure or other insured events.
On-Hook Cover: Specifically designed for cranes and lifting equipment, this cover protects against liabilities and damages during lifting and transportation activities.
Attachments and Tools Cover: We extend our coverage to include the various attachments and tools that your machinery uses, ensuring that every component of your operation is protected.
Hired in Plant Cover: Either single specified items for longer term hire, or blanket cover for all items hired throughout the year. Usually cheaper and better cover than insuring through the hire company.
Breakdown Cover: Optional cover for mechanical breakdown of mobile machinery and equipment.
Our Client-Centric Approach
Expert Claims Handling: Our team of experts is dedicated to supporting you from the initial insurance setup to the claims process, providing guidance and quick resolutions to ensure minimal disruption to your business.
Competitive Premiums: Leveraging strong industry relationships, we offer competitive pricing without compromising the breadth or depth of coverage.
Custom Support: At Coverscope, we believe in a partnership approach. We listen to your needs and tailor our offerings to align perfectly with your business goals. We provide bespoke solutions that truly fit.
Need A Quote?
Call For a Quote:
1300 900 207
Why Choose Coverscope?
Coverscope has over 22 years of experience working with construction, mining, and agriculture businesses across Australia. We have dedicated brokers in your industry, so you know your business is in good hands.
Get a Quote Today
Ready to protect your investment and secure your business’s future? Contact us for a tailored insurance quote and see how Coverscope can improve your risk management strategy.
What Types Of Equipment Are Covered Under Mobile Plant & Equipment Insurance?
Mobile Plant & Equipment Insurance typically covers a wide array of heavy machinery and equipment used in various industries such as construction, mining, and agriculture. This includes but is not limited to excavators, cranes, bulldozers, backhoes, forklifts, loaders and trucks. Coverage can vary, so it’s important to check specific policy details.
Can I Include Liability Coverage In My Mobile Plant & Equipment Insurance Policy?
Yes, liability coverage can be included in a Mobile Plant & Equipment Insurance policy for most businesses. This protects your business from claims of third-party injuries or property damage caused by the operation of your equipment. Businesses need to safeguard against such risks, especially when operating heavy machinery in public or on various work sites.
How Does Business Interruption Coverage Work With Mobile Plant & Equipment Insurance?
Business interruption coverage in a Mobile Plant & Equipment Insurance policy compensates for the loss of income and additional expenses your business incurs following loss or damage to insured equipment. This coverage helps maintain financial stability when your operations are disrupted and is especially beneficial for businesses that heavily depend on specific machinery.
What usually isn’t covered?
Exclusions, the excess you need to pay and limits of liability can vary greatly depending on your insurer.
Public & Products Liability Policies generally won’t include cover for:
Cost of rectifying faulty workmanship
Damage to your own product
Claims by employees
Claims arising out of the use of a registered motor vehicle
Claims related to asbestos
Case Study
During a large excavation project at a construction site, one of Mark’s employees accidentally struck an underground utility line, causing significant damage and disrupting utility services in the area.
A claim was filed against Mark’s business to cover the costs of repairing the damaged utility line and compensating affected customers for the service disruption. Without insurance, Mark faced overwhelming financial liability.