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Painters Insurance

Running a painting business comes with unique challenges, from working at heights to handling hazardous materials. Whether you’re a self-employed painter or manage a team, having the right painters insurance.

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Residential & Commercial Painters Insurance Cover

1300 900 207

Insurance Solutions for Painters and Decorators

At Coverscope, we specialise in tailored painting business insurance that protects you from unexpected risks. Whether you’re working on residential or commercial projects, our coverage ensures you’re safeguarded against property damage, personal injury claims, and equipment loss, so you can focus on providing high-quality services to your clients.

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Why Do Painters Need Insurance?

Being a painter means dealing with risks daily, whether it’s accidental paint spills, falls from ladders, or damaging a client’s home or business. Without public liability insurance for painters, a single claim could cost thousands in legal fees and damages. Our comprehensive painters risk coverage ensures you’re financially protected, keeping your business running smoothly without unexpected setbacks.

Insurance Coverages for Painters

  • Public Liability Insurance
    As a painter, you’re often working in clients’ homes, commercial spaces, or construction sites, all areas where accidents can happen. Public liability insurance for painters protects you if a customer, passerby, or contractor makes a claim for injury or property damage. Whether it’s a paint spill on a client’s flooring or a trip hazard caused by your tools, this coverage ensures your business won’t suffer financially. Most contractors and clients in Australia require painters to carry at least $5 million to $20 million in liability coverage to secure work.
  • Tools and Equipment Insurance
    Your tools and equipment are the backbone of your painting business, without them, you can’t work. Our tools and equipment insurance covers theft, accidental damage, and loss, ensuring you’re not left out of pocket if something happens on-site or in transit. Whether it’s paint sprayers, ladders, scaffolding, or power tools, this coverage helps you get back to work quickly with minimal downtime.
  • Commercial Vehicle Insurance
    Whether you’re transporting paint, ladders, or spraying equipment, your vehicle is essential to running your painting business. Commercial vehicle insurance for painters covers damages from accidents, theft, vandalism, and unforeseen incidents, ensuring you’re not left without transportation. Whether you’re a self-employed painter or managing a fleet of work vans, this policy helps keep your business moving without costly disruptions.
  • Personal Accident and Illness Insurance
    Painting is a physically demanding profession, and injuries or illness could mean weeks or even months off work. Our personal accident and income protection insurance for painters ensures you continue receiving a portion of your income while recovering, whether the injury happened on the job or outside of work. With income protection for painters, you can focus on getting better without financial stress.
Painters Insurance Quote

5 Star Google Reviews

We are proud to provide trusted business insurance solutions, backed by 5-star Google reviews. Experience peace of mind with coverage tailored to your needs and exceptional customer service you can rely on.

Coverscope 5 star google reviews

Tailored Insurance Packages

We recognise that each painting business has unique needs.

Our team works closely with you to develop customised insurance packages that align with your specific requirements, ensuring comprehensive protection without unnecessary coverage.

Why Choose Coverscope?

  • Industry Expertise: Our deep understanding of the painting and decorating industry enables us to offer relevant and effective insurance solutions.
  • Competitive Pricing: We provide cost-effective insurance options without compromising on coverage quality.
  • Exceptional Customer Service: Our friendly and professional team is dedicated to assisting you with all your insurance needs, from policy selection to claims support.
Contact Us

Your Trusted Painter Insurance Partners, Wherever You Are

For immediate response please give us a call.

Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.

Get a FREE QUOTE

Complete the form to request a FREE QUOTE. Call us at 1300 900 207 for immediate response.

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Case Study

Emma, a professional painter in Brisbane, discovered the importance of tailored insurance when a ladder accident damaged a client’s property.

Thankfully, her Coverscope policy included public liability insurance, covering the repair costs and ensuring her reputation remained intact. Later, when her tools were stolen from her van, Coverscope’s tools and equipment insurance quickly reimbursed her, allowing Emma to return to work without delays.

What usually isn’t covered?

Exclusions, the excess you need to pay and limits of liability can vary greatly depending on your insurer.

Public & Products Liability Policies generally won’t include cover for:

  • Cost of rectifying faulty workmanship (optional extension available)
  • Damage to your own product
  • Claims for injury to your PAYG employees
  • Claims related to asbestos

Protect your painting business with comprehensive insurance.

Protect your painting business with comprehensive insurance coverage from Coverscope. Contact us today for a personalised quote and take the first step towards securing your business’s future. Use the quick quote form at the top of the page or call 1300 900 207

Does My Painters Insurance Cover My Subcontractors?

Generally, subcontractors are considered independent entities and may not be covered under your insurance policies. It’s advisable to ensure that subcontractors have their own insurance coverage. Some policies may offer extensions to cover subcontractors.

Is Public Liability Insurance Mandatory For Painters In Australia?

While not legally required, public liability insurance is highly recommended for painters in Australia. Many clients and contractors insist on it before engaging your services, and it provides financial protection against claims of property damage or personal injury resulting from your work.

Does Painters Insurance Cover Theft Of Tools From A Vehicle?

Tools and equipment insurance can cover theft from your vehicle, but conditions often apply. For instance, some policies require your tools to be stored securely or your vehicle locked. Reviewing your policy’s terms ensures you’re adequately protected.

Get in Touch

Simply fill in the form below and we’ll be in touch shortly, or feel free to call and tell us about your specific requirements.

  • Suite 77 Level  2/14 Edgewater Ct, Robina QLD 4226
  • PO Box 7005, Mount Crosby QLD 4306

Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.

Please complete the form to submit an enquiry.

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