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TREE LOPPERS & ARBORIST INSURANCE BROKERS

Coverage tailored for high-risk tree work

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Protect Your Tree Business with Coverscope

Insurance For Tree Loppers & Arborists

A tailored tree lopping and arborist insurance package brings together the core covers your business needs into one program. We look at how you actually work, then shape a solution that fits your risk profile, contract requirements and budget.

Typical protection can include public liability, tools and equipment, commercial motor, business property, and income-style cover if you are unable to work. For many arborists, this is the backbone of their business risk management.

Tailored Insurance for Everyday Tree-Work Risks

Every tree business faces a mix of property and liability exposures. It might be residential pruning, 24-hour storm call-outs, council contracts, line clearance, or technical removals with cranes and elevated work platforms.

A well-structured package helps manage risks such as:

  • Falling branches or trees damaging homes, cars or neighbouring property

  • Injury to clients, members of the public or subcontractors on site

  • Theft or damage to chainsaws, chippers, stump grinders and trailers

  • Fire, storm or impact damage at your depot or workshop

  • Loss of income after a major insured event

We work with you to ensure your cover reflects how you operate today, with room to grow tomorrow.

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Who Should Consider Tree Loppers & Arborist Insurance?

Specialist cover is worth considering if you are:

  • A tree lopper working in residential, commercial or government environments

  • A consulting arborist providing reports, risk assessments or council submissions

  • An arborist crew operating chippers, stump grinders, EWP or crane-assisted removals

  • A vegetation management or line-clearance contractor

  • A landscaper who also undertakes tree removal or pruning above normal garden height

  • A startup or small tree business looking to formalise cover for contracts and council work

We walk through your exposure in detail, including heights, powerline proximity, plant values and subcontractor arrangements, then structure insurance for tree loppers and arborists that is practical and robust.

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Common policy inclusions for tree loppers & arborists

Public and Products Liability

Provides cover if your work is alleged to have caused injury to others or property damage. For tree loppers and arborists, this is central, as you work with heavy branches, machinery, traffic, and neighbouring structures.

Property Damage

Covers physical damage to your insured premises, equipment and contents, such as your depot, office or workshop. Includes events like fire, storm, impact and accidental damage, which can disrupt operations if your gear or buildings are affected.

Business Interruption

Helps keep your business running after a covered event. This can protect revenue and fixed costs while you repair damage, replace equipment or relocate. For an arborist business with scheduled contracts and staff on wages, this support can be critical.

Tools, Equipment and Plant

Covers the portable tools and specialised equipment your tree business relies on. This includes chainsaws, climbing gear, stump grinders, wood chippers and trailers. Theft and accidental damage are common risks in this industry, and replacing gear quickly is essential to keeping your operations running.

Commercial Vehicle Insurance

Protects the vehicles used to transport your plant, crew and equipment. Utes, trucks and tippers used for tree work require proper commercial cover, especially when towing heavy chippers or carrying loads. This ensures you’re protected for accidents, damage and liability while operating on or around job sites.

Personal Accident and Illness

Provides an income-style benefit if you are injured or suffer a covered illness and cannot work. Tree lopping and arboriculture are physically demanding trades, so this cover is especially important for sole operators, climbers and key staff whose absence would significantly affect operations.

Your Trusted Tree Lopper & Arborist Insurance Partners, Wherever You Are

For immediate response please give us a call.

Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.

Get a FREE QUOTE

Complete the form to request a FREE QUOTE. Call us at 1300 900 207 for immediate response.

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Name(Required)
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Why Coverscope?

We are insurance brokers, not a call centre. You will speak with someone who understands tree loppers insurance, arborist insurance and the realities of working at height with heavy plant and equipment.

  • We deal with a wide range of Australian insurers and specialist markets that are familiar with tree lopping and arboriculture risks, including height work and powerline exposure.
  • We take the time to understand how your crews work day to day, then simplify your insurance program so you can focus on running your business and meeting contract requirements.
  • We explain your cover in plain language, highlight any height limits or exclusions, and help you avoid gaps such as uninsured subcontractors or under-insured plant.
  • We are here when it counts, before, during and after the policy is placed. That includes renewals, claims support and providing Certificates of Currency when you need to get on site.

Let’s Talk

To arrange a tailored tree loppers and arborist insurance package or to review your current cover, get in touch with the team at Coverscope. We will ensure your business is adequately protected and that your insurance reflects the real work you and your crews perform every day.

Get in Touch

Simply fill in the form below and we’ll be in touch shortly, or feel free to call and tell us about your specific requirements.

  • Suite 77 Level  2/14 Edgewater Ct, Robina QLD 4226
  • PO Box 7005, Mount Crosby QLD 4306

Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.

Please complete the form to submit an enquiry.

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