Bricklayers Insurance

Protect your trade with Coverscope

Quick Quote

Quick Quote Diesel Fitters

Insurance For Bricklayers

Bricklaying, whether for residential or commercial projects, is a demanding trade that requires a high level of physical skill, precision, and repetition. As a bricklayer, your work involves more than just laying bricks; you’re also responsible for handling materials like pre-cut concrete blocks and often work in high-risk environments. That’s why having the right insurance in place is crucial. Coverscope offers specialised Bricklayer’s Insurance to ensure you’re protected while you focus on your craft.

Why You Need Bricklayer’s Insurance

No matter how experienced you are, accidents happen. From property damage to personal injury, the risks in your trade are real. If you’re found liable for damage to someone’s property or injuring a person while on the job, the costs can add up quickly, potentially reaching tens of thousands of dollars. Instead of shouldering these financial burdens on your own, Bricklayer’s Insurance from Coverscope helps cover these costs, ensuring you’re not left out of pocket when the unexpected happens.

What Is Tradies Insurance?

At Coverscope, we offer Tradies Insurance, tailored specifically for bricklayers. Tradies Insurance can cover you for claims of negligence, personal injury, or property damage. If an incident occurs and a claim is made against you, having the right insurance in place can save your business from significant financial strain. In fact, Public Liability Insurance is essential for protecting bricklayers and is often required to secure work on commercial sites or for private clients.

Don’t Risk Your Business

Without Tradies Insurance, you could face substantial out-of-pocket expenses if a claim is successful against you. Whether you’re working independently or as part of a larger crew, Public Liability Insurance provides critical protection. It covers legal fees, compensation, and medical expenses if you’re held responsible for injury or damage. Insurance isn’t just about compliance, it’s about safeguarding the future of your business.

Running your own bricklaying business gives you the flexibility to choose your projects, work for a variety of clients, and set your own schedule. However, with this freedom comes the responsibility to protect yourself against risks. Even minor mishaps or accidents could crumble the business you’ve worked hard to build, which is why having the right insurance is a cornerstone of your risk management strategy.

Types of Insurance for Bricklayers

There are various types of insurance covers available to shield your business from day-to-day risks. Whether it’s accidental damage to a client’s property, loss of tools, or an injury that leaves you unable to work, Coverscope offers flexible insurance solutions, including:

  • Public Liability Insurance: Essential for any bricklayer, covering you against claims for personal injury or property damage.
  • Tools Insurance: Protects your valuable tools and equipment from theft, loss, or damage, so you can continue delivering quality work without unnecessary delays.
  • Commercial Motor Insurance: Cover your vehicles, including utes and 4x4s, as well as any permanently attached tools or toolboxes, ensuring you’re covered on and off the job site.

Need More Cover, We Can Help

Many contractors won’t hire subcontractors unless they have their own insurance, and clients often request proof of insurance before allowing you on-site. Public Liability Insurance is particularly important in these cases. It gives your clients peace of mind and helps you secure more work by meeting compliance requirements.

Whether you’re a seasoned bricklayer or just starting your own business, having the right insurance policies in place makes good business sense. It allows you to focus on your projects, knowing that you’re protected if something goes wrong.

Easy Bricklayer Business Insurance Quotes

At Coverscope, we understand the unique needs of bricklayers and tradies across Australia. Get a personalised insurance quote today and safeguard your business with Coverscope’s comprehensive range of Bricklayer’s Insurance products.

Can I Include Cover For Faulty Workmanship?

Some insurance underwriters offer cover for damages caused by faulty workmanship, but not for the cost of rectifying the faulty work itself. This protects against third-party property damage that occurs due to a defect in the bricklaying work.

How Can I Pay For My Bricklayer’s Insurance?

We offer flexible payment options, including monthly instalments. Keep in mind that paying monthly may incur slightly higher overall costs compared to an annual payment​.

What Happens If I Accidentally Damage A Client’s Property While On The Job?

Public Liability Insurance can cover the cost of repairing or replacing damaged property caused by your work. This could include incidents like breaking a window or damaging a boundary fence while working.

What usually isn’t covered?

Exclusions, the excess you need to pay and limits of liability can vary greatly depending on your insurer.

Public & Products Liability Policies generally won’t include cover for:

9

Cost of rectifying faulty workmanship (optional extension available)

9

Damage to your own product

9

Claims for injury to your PAYG employees

9

Claims related to asbestos

Case Study

While working on a home renovation, Nick accidentally knocked over a stack of bricks, causing significant damage to the client’s outdoor furniture and landscaping.

The client filed a claim against Nick, seeking compensation for the damages, thanks to his comprehensive Bricklayer’s Insurance, Nick’s out-of-pocket costs were minimal.