Trades Insurance Made Easy
Protect your trade, tools, and income with Coverscope.
Call Us: 1300 900 207
Get a FREE QUOTE
Complete the form to request a FREE QUOTE. Call us at 1300 900 207 for immediate response.
What Is Tradies Insurance?
As a tradie, your worksite has potential risks, from property damage to personal injury. Whether you’re a carpenter, electrician, plumber, or painter, getting the right insurance is essential to keep your livelihood safe.
Tradies insurance is all about protecting you and your business from the unexpected. As a tradie, you’re out there every day working hard, whether it’s on a construction site, fixing a leak, or installing electrical systems. But with all that comes risk, damaged tools, accidents, or even a mistake that leads to a claim. Tradies insurance is there to cover those risks, giving you peace of mind so you can focus on your work. It helps cover things like property damage, personal injury, and even theft, ensuring you’ve got the right support if things don’t go as planned.
Why Do You Need Tradie Insurance?
As a tradie, you’re always out there working hard and tackling a range of jobs, but accidents can happen when you least expect them. Whether it’s a small mistake that leads to property damage, an injury on site, or your tools going missing, these things can quickly turn into expensive problems. Tradie insurance helps you stay protected, covering those unexpected setbacks so you don’t have to worry about the financial impact. It means you can focus on your work, knowing that if something goes wrong, you’ve got the backup to handle it without throwing your whole business off track.
What Does Tradie Insurance Cover?
Our Tradie Insurance Packages can be customised to suit your specific needs. Common covers include:
Public Liability Insurance
This cover is a must for protecting your business if someone gets injured or their property is damaged because of your work. In fact, many work sites won’t let you start a job without it, so having public liability insurance is essential for tradies to keep things running smoothly and safely.
Tools & Equipment Insurance
Your tools are your trade’s heartbeat. If they’re stolen or damaged, it can seriously disrupt your work. This cover helps with the cost of repairing or replacing your gear, so you’re back up and running without a hitch.
Commercial Vehicle Insurance
Whether it’s a ute, van, or trailer, your vehicle is a crucial part of your business. Insuring it against accidents, theft, or damage is key to keeping things moving. Plus, this cover can extend to specialised work vehicles, so you’re protected no matter what you’re driving.
Contract Works Insurance
For tradies in construction or renovation, Contract Works Insurance is a lifesaver. It covers the work you’ve done on a project, protecting against damage from fire, theft, vandalism, and other incidents during the build. It even covers materials on-site, so you can rest easy knowing both your work and your investment are protected.
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We are proud to provide trusted business insurance solutions, backed by 5-star Google reviews. Experience peace of mind with coverage tailored to your needs and exceptional customer service you can rely on.
Customised Packages for Every Trade
We know every trade comes with its own set of challenges, whether you’re a builder, electrician, plumber, or tiler. That’s why we offer flexible payment options and competitive rates designed to fit your cash flow needs. Protecting your business doesn’t have to be stressful, and with our tailored tradie insurance, you can focus on the job at hand, knowing you’ve got the right coverage to safeguard your work, tools, and income.
Why Coverscope for Your Tradie Insurance Quote?
Why Choose Coverscope?
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Tailored Policies: We understand that every trade’s needs are different. That’s why we offer customisable insurance packages designed to suit your specific trade, whether you’re a builder, plumber, or electrician.
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Affordable Pricing: We search across Australia to find the best deals, ensuring you get the right coverage at a price that works for your business, without paying more than you need to.
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Easy Online Quotes: Get a fast, straightforward quote online or chat with one of our experts for advice and support, making the process simple and stress-free.
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Australian Owned and Operated: As a proudly Aussie-owned company, we’re dedicated to supporting local tradies with personalised service from brokers who truly understand the ins and outs of your trade.
Your Trusted Business Insurance Partners, Wherever You Are
For immediate response please give us a call.
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Get a FREE QUOTE
Complete the form to request a FREE QUOTE. Call us at 1300 900 207 for immediate response.
Case Study
Clive was growing his business and starting to take on bigger commercial projects. But as his work expanded, he realised his current insurance wasn’t covering the new risks, like higher public liability and the need for contract works cover on larger jobs.
That’s when Clive got in touch with us at Coverscope. We took the time to review his insurance needs and created a tailored package to match his business. His new cover included Public Liability Insurance for on-site accidents, Tools & Equipment Insurance to protect his tools, and Contract Works Insurance for those bigger, more complex projects. Now, Clive can focus on growing his business, knowing he has the right protection in place.
What usually isn’t covered?
Exclusions, the excess you need to pay and limits of liability can vary greatly depending on your insurer.
Public & Products Liability Policies generally won’t include cover for:
- Cost of rectifying faulty workmanship
- Damage to your own product
- Claims by employees
- Claims arising out of the use of a registered motor vehicle
- Claims related to asbestos
What is trade insurance?
Trades insurance is a specialised cover designed to protect tradies from the unique risks they face every day. Depending on your trade, it can include Public Liability Insurance to cover accidents on-site, Tools & Equipment Insurance to safeguard your tools, and Contract Works Insurance for bigger projects. This type of cover helps shield your business from risks like property damage, theft, and injury claims, ensuring you’re protected no matter what challenges come your way.
Why do I need public liability insurance?
Public Liability Insurance for tradies protects you if someone is injured or their property is damaged because of your work. It’s essential cover, often required by law or clients before starting a project, especially on job sites.
Does tradies insurance cover my tools?
Yes, Tools and Equipment Insurance can be included to protect your gear from loss, damage, or theft. Since your tools are essential to your trade, having this cover is a smart move. It ensures you’re back to work quickly if something happens to your equipment, so you’re not left in a bind.
Are subcontractors covered under my trades insurance?
No, subcontractors typically need their own insurance. However, employees may be covered, depending on your policy. If you’re unsure, our experts can help you understand the specific terms and make sure you’ve got the right coverage in place for your business.
Get in Touch
Simply fill in the form below and we’ll be in touch shortly, or feel free to call and tell us about your specific requirements.
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PO Box 7005, Mount Crosby QLD 4306
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Please complete the form to submit an enquiry.
