CIVIL CONSTRUCTION INSURANCE BROKERS
Insurance Programs For Real World Construction
Call Us: 1300 900 207
Insurance For Civil Projects
From regional road upgrades to large-scale infrastructure and utility work, Australia’s civil construction sector plays a vital role in shaping the country’s future. At Coverscope, we provide tailored insurance programs that support contractors and construction businesses working across civil projects of every scale.
Our Approach
Civil construction is a high-risk environment. Project delays, machinery damage, site injuries, and subcontractor issues add up fast. Our team understands the pressures associated with deadlines, compliance, and operating safely under contract conditions.
We don’t just provide policies. We build insurance programs that reflect the real world of construction, so you’re covered properly and supported when things don’t go to plan.
Experience You Can Count On
Coverscope’s team brings years of hands-on experience in managing insurance across civil and infrastructure projects. This includes:
- Commercial and residential developments
- Civil infrastructure projects, including roads, rail, and tunnelling
- Utilities, telecommunications and underground works
- Principal-arranged and subcontractor programs
- Construction risk for mining and industrial worksites
Whether you’re bidding for tier 1 projects or managing multiple sites across states, we work with you to deliver structured risk protection that meets your operational and contractual needs.
5 Star Google Reviews
We are proud to provide trusted business insurance solutions, backed by 5-star Google reviews. Experience peace of mind with coverage tailored to your needs and exceptional customer service you can rely on.
What We Cover
Every civil project is different. Whether you’re leading a roadworks crew, prepping foundations, or managing multi-stage infrastructure, the risks shift with each job. Our team will tailor coverage to match your site conditions, contract requirements, and equipment needs.
Core cover includes:
Public Liability
Covers injury or property damage caused to third parties during the course of your work. Often required as a minimum to step onto site.
Contract Works
Protects works in progress, materials on site, and damage during the build. Can be arranged for single projects or annually.
Plant and Equipment
Cover for owned or hired machinery. Includes excavators, graders, trenchers, tip trucks, and more. Ask us about breakdown, theft, and wet hire exposure.
Workers' Compensation
Required if you’re employing staff or engaging regular subcontractors. We can guide you through the requirements across each state and territory.
Optional Cover Areas
Depending on your scope, you might also consider:
- Management liability
- Environmental liability
- Tool cover
- Surety and contract bonds
- Annual or short-term project insurance
- Commercial motor
We’ll make sure nothing’s left exposed.
Who This Is For
We work with a range of businesses across the civil construction sector, including:
- Civil contractors and subcontractors
- Engineering, procurement and construction (EPC) firms
- Earthworks and excavation companies
- Surety and contract bonds
- Road, bridge and rail contractors
- Utility, telecommunications, and pipeline crews
- Site prep and demolition operators
Whether you’re working under principal-arranged cover or running your own insurance program, we’ll help structure it correctly.
Your Trusted Business Insurance Partners, Wherever You Are
For immediate response please give us a call.
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Find The Right Cover
Complete the form to request a QUOTE. Call us at 1300 900 207 for an immediate response.
Claims Support That Works
When things go wrong, downtime and cash flow matter. Our claims team will work directly with the insurer to keep your business moving and ensure any entitlements are paid quickly and in full. You’ll deal with a real person who knows your cover and understands the pressure of staying on schedule.
Let's Talk
Every job is different. So is every cover.
Call us on 1300 900 207 or fill in the civil insurance enquiry form, and one of our team will contact you within one business day.
Do I need public liability insurance for civil construction work?
Yes. Public liability is essential for site access and contract compliance. It protects your business against third-party injury and property damage claims.
Is insurance mandatory for civil contractors in Australia?
Yes, certain types of cover are required. Workers’ compensation is compulsory if you employ staff. Public liability is typically a condition of entry to most worksites and projects.
Can I insure individual projects or do I need an annual policy?
We offer both. If you’re managing multiple jobs or subcontracting regularly, an annual program is often more cost-effective. One-off projects can also be covered on a per-job basis.
Do I need cover for subcontractors?
If you’re supervising subcontractors or hiring plant operators, you may be liable for their actions. We’ll help review your agreements and ensure you’re not unintentionally exposed.
Can I get contract works and liability in one package?
Yes. Many clients bundle these covers together for simplicity and cost savings. We can set this up as part of a single policy with shared renewal dates.
Get in Touch
Simply fill in the form below and we’ll be in touch shortly, or feel free to call and tell us about your specific requirements.
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PO Box 7005, Mount Crosby QLD 4306
Our team continues to work remotely but you are welcome to arrange an appointment with one of our consultants.
Please complete the form to submit an enquiry.
